An investment that pays off.
The investment in a laser cutting system is – especially for small and medium-sized companies – a significant investment that ties up liquidity and draws on credit lines. Leasing and hire-purchase are interesting alternatives!
Leasing takes the strain off your liquidity and maintains your credit line. You stay flexible, as your costs are clearly defined and are financed usually from the revenue from the leased item. The leased item is not activated on your balance sheet, and, thanks to balance sheet neutrality, your equity ratio and rating are not impaired. The lease rent is treated as a tax-deductible business expense. Possible are lease terms equivalent to 40 to 90 % of depreciation due to wear and tear, which amounts to 60 months for the product category of laser cutting systems.
Under a hire purchase agreement, our financing specialist purchases the laser cutting system that you have chosen and hires it out to you. The overall cost of the investment is spread over a contractually agreed term and covered by a monthly rent. The term and a possibly different final rental payment can be individually agreed. Unlike a lessee, the hire purchaser is the economic owner of the item. Unlike under a leasing agreement, the item automatically becomes the user’s property on payment of the final rent at the end of the term.
Our leasing and financing specialist would be happy to propose a solution geared to your business needs.